Free Tools · FY 2025-26 · Built by Chartered Accountants
Free Tax Tools for Indian Businesses
Built and maintained by Harun Raaj & Associates, Chartered Accountants. Every calculation shows its statutory basis — the exact section or circular it relies on. 100% client-side, no data leaves your browser.
File your ITR with a CA — from ₹999
Form 16 upload → AI extraction → CA review → e-filed. AY 2026-27.
Income Tax & Filing
Income Tax Calculator
Old vs New Regime comparison for FY 2025-26.
Open Tool →Which ITR Form Picker
Choose ITR-1, ITR-2, ITR-3 or ITR-4 and pre-check Section 139(9) defect traps for AY 2026-27.
Open Tool →Defective Return (139(9)) Pre-file Validator
Check ITR form selection before filing and avoid the 15-day 139(9) cure deadline.
Open Tool →FY 2025-26 Tax Rates Master Table
Source-backed slabs, capital gains, HRA, TDS and VDA rates.
Open Tool →Old vs New Tax Regime Calculator
Compare salary tax, deductions, rebate, surcharge and cess for FY 2025-26.
Open Tool →Old vs New Regime Breakeven Calculator
Find the deduction level where the old regime starts beating the new regime for FY 2026-27.
Open Tool →Salary Optimizer — Same CTC, Lower Tax
Restructure your CTC: employer NPS 80CCD(2) at 14% (works in the NEW regime), car lease, meal card, HRA — every lever cited.
Open Tool →LRS TCS Calculator
Check Tax Collected at Source on foreign remittances and tour packages.
Open Tool →Advance Tax Calculator
4-instalment advance tax schedule with 234B/234C notes.
Open Tool →Section 80C Deductions Planner
Plan Chapter VI-A deductions and compare old vs new regime.
Open Tool →Capital Gains Calculator
Estimate STCG and LTCG tax for equity, property, and mutual funds.
Open Tool →Capital Gains Calculator — Post-23 July 2024
Calculate amended equity and property rates, with Section 50AA debt MF treatment.
Open Tool →Capital Gains Harvester
Map 54, 54F, 54EC, and 54B rollover deadlines and exemptions.
Open Tool →Crypto / VDA Tax Calculator
Calculate lot-by-lot VDA tax with no loss set-off, no carry-forward, and 194S credit.
Open Tool →Schedule FA Assistant
Fill Schedule FA foreign asset disclosure rows for AY 2026-27.
Open Tool →ESOP Tax Calculator
Model grant, exercise, and sale tax across listed and unlisted ESOPs.
Open Tool →Salary vs Dividend Calculator
Compare director take-home under salary and dividend structures.
Open Tool →ITA 2025 Section Mapping Index
Search 34 Income-tax Act, 1961 to 2025 section mappings with confidence status.
Open Tool →ITA 2025 ↔ 1961 Section Translator
Map any Income-tax Act 1961 section to its ITA 2025 equivalent (and back) — sourced from the official CBDT comparison utility.
Open Tool →Home Loan vs Bank Overdraft
Compare after-tax cost of a home loan vs an OD — models s.24(b), s.36(1)(iii), s.71(3A), old and new regime.
Open Tool →TDS Rate Finder
Check TDS rates across common sections and payment types.
Open Tool →Section 195 TDS Rate Finder
Find TDS rates for NRI payments, DTAA cases, and Form 15CA/15CB.
Open Tool →RNOR Transition Planner — 401k/IRA Timing & RFC
Plan your RNOR window: what foreign income is exempt, when to withdraw from 401k/IRA, NRE-to-RFC conversion.
Open Tool →Section 245 Refund-Adjustment Explainer
Understand CPC refund set-off notices, agree/disagree response options, and the Section 245 process.
Open Tool →Income Tax Notice Response Navigator
Navigate section-based notice response paths and escalation risks.
Open Tool →AIS Reconciliation Assistant
Reconcile AIS mismatches with Form 26AS and deductor correction.
Open Tool →F&O Turnover + Tax Audit Check
Calculate configured F&O turnover and threshold status.
Open Tool →Cost Inflation Index (CII) Calculator
Compute indexed acquisition cost and improvement cost with FA 2024 dual-option grandfathering.
Open Tool →Marginal Relief Truth Calculator
See exactly how s.87A rebate and marginal relief work above ₹12L — the ₹60k cliff is not a cliff.
Open Tool →Rent to Parents — HRA Viability Checker
Six-question checklist to confirm your rent-to-parents HRA claim survives scrutiny under s.10(13A)/Rule 2A.
Open Tool →Car in Business Name — 5-Year TCO Comparer
Model WDV depreciation (s.32), blocked GST ITC (s.17(5)(a)), and perquisite tax (s.17(2)(iii)) over 5 years vs personal ownership.
Open Tool →IRR / XIRR Calculator — SIPs, Insurance, Any Cash Flow
True annualised return on SIPs, insurance policies and irregular cash flows — with the FD/PPF/Nifty benchmark your "guaranteed plan" is hiding from.
Open Tool →Section 44ADA Calculator — ₹50L/₹75L & the 5% Cash Gate
Presumptive eligibility for doctors, architects, CAs and lawyers: live cash-ratio meter, floor-not-ceiling warnings, one-instalment advance tax (the proviso to s.211(1)(b)).
Open Tool →JDA Capital Gains Calculator (s.45(5A))
Landowner tax on Joint Development Agreements: deferral to CC year, pre-CC transfer trap, 20%-w-index vs 12.5%-w/o-index election for pre-Jul-2024 land, s.194-IC TDS, s.54F/54EC rollovers.
Open Tool →s.269ST + PMLA CTR + 206C(1F) Jeweller Checker
Live receipt-line check for jewellers: 269ST(a)/(b)/(c) three-limb hits, PMLA connected-transaction ₹10L aggregation, 206C(1F) TCS flag with post-FA-2016 caveat, s.40A(3) reminder.
Open Tool →PMLA CTR Trigger Checker (S.O. 4713(E))
Reporting-entity gate for dealers in precious metals/stones: FIU-IND registration, Principal Officer + Designated Director check, monthly CTR trigger, STR judgment cue.
Open Tool →GST & Indirect Tax
Project State Mapper — GST for Out-of-State Projects
Property location decides place of supply (IGST s.12(3)(a)): CGST+SGST vs IGST, the no-second-registration rule, and the one-project 6%-scheme killer.
Open Tool →Pure-Agent Reimbursement Checker (Rule 33)
Ten questions decide whether client pass-throughs (DTCP fees, sanction fees, sub-consultants) stay out of GST — or bite twice via 18% GST + inflated 44ADA receipts.
Open Tool →GST Real-Estate Election Modeller
1%/5%-no-ITC vs 12%/8%-w-ITC side-by-side, with cement RCM at 28% (not 18%), the 80%-registered shortfall RCM, and TDR/FSI RCM proportionate to unsold-at-CC.
Open Tool →GSTIN Validator
Verify GSTIN format, state code, PAN embed, and checksum.
Open Tool →GST Calculator
Add or remove GST and split CGST, SGST, or IGST amounts.
Open Tool →GST Refund Calculator
Estimate refund under Rule 89 for IDS, exports, and LUT routes.
Open Tool →IMS Reconciliation Tool
Match GSTR-2B against books and surface ITC risk and reversals.
Open Tool →Regulatory & Compliance
Compliance Deadline Tracker
Active extensions, scheme windows, and upcoming filings — GST, IT, MCA, EPFO. Updated daily from official circulars.
Open Tool →Regulatory Changelog
Running feed of every CBDT, GST, MCA, SEBI and RBI rule change — plain-language summaries with official citations.
Open Tool →Counterparty Risk Radar
Check any director (DIN) for §164(2) disqualification or company (CIN) for §248 struck-off status — live MCA data.
Open Tool →Compliance Threshold Checker
Track triggered and approaching thresholds across key statutes.
Open Tool →Company & ROC
Company Type Comparison
Compare proprietorship, partnership, LLP, OPC, and Pvt Ltd.
Open Tool →Government Startup Scheme Finder
Match your startup to the right government scheme — DPIIT, BIRAC, iDEX, AgriSURE, MeitY and 20+ more.
Open Tool →Document Generator
Generate LLP incorporation documents and review the draft.
Open Tool →AIF Compliance Calendar Generator
Build a personalised SEBI compliance calendar for AIFs.
Open Tool →Net Worth Certificate Generator
Draft a CA net worth certificate for bank, visa, or SEBI use.
Open Tool →Labour & Payroll
CTC to In-Hand
Break down CTC into salary, deductions, and monthly take-home.
Open Tool →House Rent Allowance Exemption Calculator
Compute HRA exemption under Section 10(13A).
Open Tool →Rent Receipt Generator (batch 12 months, PDF ZIP)
Free, no signup. Landlord PAN validator per CBDT Circular 8/2013 + HRA math inline.
Open Tool →FEMA & International
NRI Investment Route Finder
Check FEMA routes, repatriation, PIS, and Form 15CB needs.
Open Tool →Section 195 TDS Rate Finder
Find TDS rates for NRI payments, DTAA cases, and Form 15CA/15CB.
Open Tool →DTAA Rate Lookup by Country + Income Type
Treaty withholding rates for dividends, interest, royalties and FTS — 10 major countries. Includes Form 10F/TRC checklist.
Open Tool →LRS + TCS Calculator — Foreign Remittances
Calculate TCS on LRS remittances — education, medical, tour, investment. FA 2023 raised rate to 20% from Oct 2023.
Open Tool →NRI Property Sale TDS — Section 195 Estimator
TDS on NRI property sale under s.195 (NOT s.194-IA). Includes surcharge, cess, LDC and s.54/54EC exemptions.
Open Tool →Schedule FA Wizard — Foreign Asset Disclosure
7 yes/no questions to identify which Schedule FA parts apply. RSU, bank accounts, signing authority, immovable property.
Open Tool →Foreign RSU (US Tech) Tax Calculator
Walk the 4-stage RSU tax chain — vest perquisite (s.17(2)(vi)), sale STCG/LTCG, Schedule FA, Form 67 FTC — with VERIFY flags on s.112A foreign-share applicability.
Open Tool →NRI
Residential Status Determinator — NRI, RNOR, or ROR?
Answer 6 questions to check your Indian tax residential status for FY 2025-26, including the 120-day high-income visitor rule.
Open Tool →FEMA Account Selector — NRE, NRO, FCNR, RFC, SNRR
Answer 3 questions to pick the right NRI or returning-resident account — eligibility, repatriability and tax treatment for all 5 account types.
Open Tool →NRI Residency Status Calculator
Test ROR, RNOR, or Non-Resident status under Section 6.
Open Tool →RNOR Transition Planner — 401k/IRA Withdrawal Timing
Model the RNOR window year-by-year: when 401k/IRA distributions are tax-free in India, and how s.89A defers tax once Resident.
Open Tool →NRI Investment Route Finder
Check FEMA routes, repatriation, PIS, and Form 15CB needs.
Open Tool →Section 195 TDS Rate Finder
Find TDS rates for NRI payments, DTAA cases, and Form 15CA/15CB.
Open Tool →Investments & Wealth
SEBI Accredited Investor Checker
Check accredited investor eligibility on net worth or income.
Open Tool →Trademark Class Finder
Search Nice classes and compare government fee baskets.
Open Tool →Trademark Objection Tracker
Check objection status and reply deadline for trademark filings.
Open Tool →HUF Feasibility + Tax Savings Calculator
Check HUF eligibility, s.64(2) clubbing risk, and estimate annual savings for Hindus, Jains, and Sikhs.
Open Tool →Request a tool
Can't find the calculator you need?
We ship new tools constantly — most of what's on this page started as a request from a practitioner or business owner. Tell us the computation you keep doing by hand, and if it can be built, we'll build it.
Disclaimer
These tools are provided for indicative purposes only. Tax laws are complex and individual circumstances vary. All outputs should be verified by a qualified Chartered Accountant before any filing or financial decision.
Data is processed entirely in your browser. Nothing is stored or transmitted to our servers. Need expert help? Talk to a CA →